Bima Shree
Bima Shree
Product Summary :
Bima Shree plan is a non-linked, with-profits, limited premium payment money back life insurance plan with minimum Basic Sum Assured of Rs. 10 lakh especially designed for targeted segment of High Net-worth Individuals.
Premium Payment Mode:
Yearly, Halfly, Quarterly, Monthly(ECS)
Term/PPT :
14/10, 16/12, 18/14 and 20/16 Years
Minimum Entry Age :
8 Year Completed
Maximum Entry Age :
69 Years (Nearer Birthday) for term 14
67 Years (Nearer Birthday) for term 16
66 Years (Nearer Birthday) for term 18
65 Years (Nearer Birthday) for term 20
Minimum Sum Assured :
Rs 10 lakh (Multiple of 1 lakhs thereafter)
Maximum Sum Assured :
NO LIMIT
Guaranteed Addition :
Rs 50/- per 1000 SA for 1st 5 years
Rs 55/- per 1000 SA for remaining PPT
Policy Benefits :
On Death :
Death during 5 yrs : SA on Death + GA Death after 5 yrs : SA on Death + GA + LA SA on Death : 125% of BSA or 10 times AP or 105% of Premiums Paid
Survival Benefits :
For 14 yrs policy : 30% of BSA in 10th and 12th year
For 16 yrs policy : 35% in 12th and 14th year
For 18 yrs policy : 40% in 14th and 16th year
For 20 yrs policy : 45% in 16th and 18th year
New Critical Illness Benefit Rider available. Premium Waiver Benefit Rider available.
Surrendered Value :
The Policy can be surrendered at any time during the policy term provided at least 2 full years premiums have been paid.
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