Ammol Jeevan
Ammol Jeevan
Product Summary :
Anmool Jeevan 2 plan number 822 is a regular premium paying conventional without profit pure protection plan.
Premium Payment Mode:
Yearly, Halfly
Term :
5 to 25 Years
Minimum Entry Age :
18 Years (Completed)
Maximum Entry Age :
55 Years (Nearest Birthday)
Maximum Cover Ceasing Age :
65 Years (Nearest Birthday)
Minimum Sum Assured :
6,00,000
Maximum Sum Assured :
24,00,000
Policy Benefits :
Policy Benefits :
On Death :
Provided all due premiums have been paid, the following death benefit shall be paid:
On Death during the policy term: Death benefit, defined as sum of Sum Assured on Deathand vested Simple Revisionary Bonuses and Final Additional bonus, if any, shall be payable. Where, Sum Assured on Death is defined as higher of 125% of Basic Sum Assured or 10 times of annualised premium. This death benefit shall not be less than 105% of all the premiums paid as on date of death.The premiums mentioned above exclude service tax, extra premium and rider premiums, if any.
On death of policyholder at any time after policy term: Basic Sum Assured
On Survival :
Basic Sum Assured, along with vested Simple Revisionary Bonuses and Final Additional Bonus, if any, shall be payable in lump sum on survival to the end of the policy term provided all due premiums have been paid.
Surrendered Value :
The policy can be surrendered for cash provided at least three full years premiums have been paid.The Guaranteed Surrender value during policy term shall be a percentage of total premiums paid (net of service tax) excluding extra premiums and premiums for riders, if opted for. This percentage will depend on the policy term and policy year in which the policy is surrendered.
Loan :
Income Tax Benefit :
Premium paid under this plan is eligible for TAX rebate under section 80c.
Maturity under this plan is free under sec 10(10D).
Proposal Form : 300 shall be used under this plan.
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